Terms of Use

    Last updated: April 2026

    1. About This Tool

    BOSSIT Start-up Navigator™ ("the Tool") is a business start-up planning and guidance tool provided by BOSSIT ("we", "us", "our"). The Tool is designed to help small business owners in New Zealand work through the key steps of starting a business.

    The Tool provides general information only. It does not provide personalised financial, accounting, tax, or legal advice. It does not replace professional accounting, tax, or legal advice. You should always consult a qualified professional before making business decisions.

    2. AI-Powered Features

    This Tool uses artificial intelligence (AI) to provide suggestions, generate content, and assist with business planning. AI-generated outputs are for guidance only and should be independently verified before being relied upon.

    We do not guarantee the accuracy, completeness, or suitability of any AI-generated content. AI outputs do not constitute professional advice of any kind.

    Your data entered into this Tool is never used to train AI models. AI processing occurs in isolated sessions and your inputs are not retained by AI providers.

    3. Eligibility & Access

    To use the Tool, you must be at least 18 years of age and have the legal capacity to enter into these terms. Access is granted on an invitation or subscription basis at our discretion. We reserve the right to refuse or revoke access at any time.

    4. User Responsibilities

    • You are solely responsible for the accuracy and completeness of all data you enter into the Tool.
    • You must keep your login credentials secure and confidential. You are responsible for all activity under your account.
    • You must not share your account or allow unauthorised access.
    • You must not use the Tool for any unlawful purpose or in any way that could damage or impair the Tool.
    • You must not attempt to extract, scrape, or reverse-engineer any part of the Tool or its content.

    5. Accuracy of Outputs

    All guidance, recommendations, suggestions, and AI-generated content provided by the Tool are for general informational purposes only. Outputs are only as good as the data entered by the user. We make no guarantees about the accuracy, reliability, or completeness of any output.

    The Tool should not be relied upon as the sole basis for any financial, legal, or business decision.

    6. Limitation of Liability

    To the maximum extent permitted by New Zealand law, BOSSIT and its directors, employees, contractors, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

    • Your use of, or inability to use, the Tool
    • Any errors or inaccuracies in the Tool's outputs, including AI-generated content
    • Any decisions made based on information provided by the Tool
    • Any unauthorised access to your account or data
    • Any loss of data or business interruption

    Nothing in these terms limits or excludes liability that cannot be limited or excluded under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986 where applicable.

    7. Intellectual Property

    All intellectual property in the Tool — including but not limited to design, code, branding, content, and methodology — is owned by BOSSIT or its licensors. You may not copy, modify, distribute, or reverse-engineer any part of the Tool.

    Any data you enter remains your property. By using the Tool, you grant us a limited licence to store, process, and display your data solely for the purpose of providing the service to you.

    8. Technology Platform

    This Tool is built using the Lovable platform and hosted on enterprise-grade cloud infrastructure. By using this Tool, you acknowledge that your data is processed and stored using these third-party services, which maintain their own security and privacy standards.

    9. Account Suspension & Termination

    We may suspend or terminate your account at any time, with or without notice, if we reasonably believe you have breached these terms, are using the Tool inappropriately, or for any other reason at our discretion.

    Upon termination, your right to access the Tool ceases immediately. We may retain your data in accordance with our Privacy Policy.

    10. Payment Terms & Refunds

    If applicable, subscription or access fees are as communicated at the time of sign-up or invitation. Payments are processed securely via Stripe. All fees are in New Zealand Dollars (NZD) and inclusive of GST unless stated otherwise.

    Refunds are provided at our sole discretion. No refunds will be issued for partial billing periods or where access has been suspended due to a breach of these terms.

    11. Changes to These Terms

    We may update these Terms of Use from time to time. Continued use of the Tool after changes are posted constitutes your acceptance of the updated terms. We will make reasonable efforts to notify you of material changes.

    12. Governing Law

    These Terms of Use are governed by and construed in accordance with the laws of New Zealand. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of New Zealand.

    13. Intellectual Property & Prohibited Use

    All content, tools, methodologies, course materials, AI-generated outputs, templates, and software comprising this product are the intellectual property of Bossit Limited and are protected by New Zealand and international copyright law.

    You may not, without prior written permission from Bossit Limited:

    • Copy, reproduce, or redistribute any part of this product or its outputs for commercial purposes
    • Scrape, crawl, or systematically extract content or data from this product by automated means
    • Reverse engineer, decompile, or attempt to extract the underlying methodology, logic, or software
    • Resell, sublicense, or create derivative products based on this product's content or outputs
    • Use AI tools to systematically reproduce or replicate the structure, content, or methodology of this product

    Violation of these terms may result in termination of your account and legal action under the Copyright Act 1994 (NZ).

    The name Start-up Navigator™ is a pending trademark of Bossit Limited in New Zealand. Unauthorised use of this name or any confusingly similar name is prohibited.

    14. Contact

    If you have any questions about these Terms of Use, please contact us at hello@bossit.nz.